Insurance renewal tracking software for the policies your business buys.

That depends on how the policy is written, and it is the reason lead time matters. An occurrence policy responds to incidents that happened during the policy period even if the claim arrives later. A claims-made policy - professional indemnity, D&O, cyber - generally only responds if cover is live on the day the claim is made against you, so a gap between terms can leave you exposed for work you did while you were insured. ExpiryEdge cannot tell you which basis your policy is written on. It will tell you, 90 days out, which policies are coming up for renewal, so the question never has to be answered after the fact.

Any policy with a renewal date. In practice that means employers' liability and workers' compensation, general and public liability, professional indemnity, product and completed-operations liability, commercial property and contents, fleet and motor, cyber and data breach, management liability (D&O), business interruption, trade credit, and surety or performance bonds. If it has a term and a renewal date, it belongs on the dashboard.

You assign an owner per policy and set the cadence per policy. The default is 90, 60, 30 and 14 days, which gives room to go to market on the big lines; a straightforward roll-over usually only needs 30 and 7. Reminders go out on email, SMS, WhatsApp, Slack or Microsoft Teams, you can copy additional recipients at any stage, and an unactioned reminder escalates to a director.

Our own policies. This page is about the cover your business buys and has to keep in force. Collecting, chasing and verifying certificates of insurance from vendors, subcontractors and tenants is a different job with different failure modes - expired subcontractor cover, wrong additional-insured wording, a certificate that does not match the policy behind it - and it has its own product area, certificate of insurance tracking. Plenty of customers run both sides.

Every policy record holds the schedule, the certificate and any endorsements, so you send the current document rather than the one you can find. Alongside that, ExpiryEdge logs every reminder sent, every renewal logged and every document uploaded, with a name and a timestamp. Export the record set as CSV, PDF or XLSX and you have both the cover and the evidence that it was managed.

Yes. Policies are grouped by legal entity, subsidiary or site. Each entity has its own renewal calendar for whoever runs it, and a group-level view rolls all of them up - useful when a holding company has to answer for cover it does not directly buy. Filters work across both views by insurer, owner, renewal quarter or entity.

No. ExpiryEdge is not a broker and does not sell insurance. It tracks the policies you already hold and tells the right person, with time to spare, when one is coming up. What you do with that lead time - go to market, brief your broker, raise a limit, drop a line of cover - stays your decision and your broker’s advice.

Yes. Send a document collection link. The broker opens it, uploads the certificate and schedule, fills in the policy details you asked for, and signs if that is part of your process - no account, no login. ExpiryEdge follows up automatically until the document comes back, and if what arrives is wrong or incomplete you reject it with a comment and only that item is resubmitted.

Most teams are live in under 10 minutes with their first few policies: insurer, renewal date, premium, cover limit, owner, reminder cadence, certificate uploaded. A full programme of thirty or forty policies across several entities is usually a single afternoon, and a CSV import handles the bulk of it. The 14-day trial is full-access and does not need a card.