Every policy renewal tracked. No gaps, no lapsed cover
Most businesses end up briefly uninsured not by choice, but because someone assumed someone else had handled the renewal. A lapsed employers-liability policy, a gap in PI cover, a fleet renewal that slipped while the owner was on leave. ExpiryEdge tracks every policy and certificate-of-insurance renewal date and sends reminders ahead of each one — to whoever is responsible, not just a shared inbox.
No lapse in coverage, ever
Every policy and COI tracked with renewal dates and cover details
Reminders reach finance, operations or the owner ahead of renewal
Policy documents stored and retrievable in seconds
Multi-entity and multi-site cover in one dashboard
Quick answer
ExpiryEdge is insurance renewal tracking software. It records every business policy and certificate of insurance with its renewal date, premium and cover limits, then sends multi-step reminders before each one lapses — to the person responsible for that policy. Certificates are stored against each record for instant retrieval, and multi-entity cover is tracked in one dashboard so coverage never gaps.
How cover quietly lapses
Assumed someone else had it
A renewal falls between finance and operations because neither owned it — and the policy lapses.
No time to shop around
A renewal handled on the day it is due means accepting the renewal quote, with no lead time to go to market.
COI requested, none to hand
A client or lender asks for proof of cover and the current certificate has to be chased from the broker.
Cover spread across entities
Policies sit in separate spreadsheets per company, so no one sees which entity is covered for what.
A control for every renewal
All business policies in one place
Track employers liability, public liability, professional indemnity, product liability, fleet, property and cyber — one dashboard, every renewal date visible.
Reminders at your chosen lead time
Set reminders at 90, 60, 30 and 14 days before each renewal so you have time to shop around rather than renewing by default.
Policy and COI document vault
Upload each certificate and schedule against its record. When a client, regulator or lender asks for proof of cover, retrieve it in seconds.
Premium and cover tracking
Log annual premium and cover limits per policy. See total annual spend and what renews next quarter to make informed decisions.
Assign renewals to the right person
Set who receives each alert — finance for liability cover, facilities for property, fleet manager for vehicles. The right person always gets notice.
Multi-entity and multi-site cover
Track policies across legal entities, subsidiaries and sites. See which entity has what cover and when it renews — without separate spreadsheets.
From a renewal date to cover that never gaps
Every policy stacked by what expires next
Certificates of insurance, liability policies and fleet cover sit in one stack ordered by days to renewal — so the next gap is the first thing you see.
Ordered by days to renewal
Cover limits shown on each record
Expiring policies flagged before they lapse
Track, alert, renew, verify — then repeat
Each policy runs on a loop: ExpiryEdge tracks the renewal date, alerts the owner with lead time, captures the renewal, verifies the new certificate, then schedules the next cycle automatically.
Next reminder cycle scheduled on its own
New certificate verified and stored each turn
No policy ever runs without a watcher
Your whole insurance programme on one dashboard
Every policy shows its insurer, owner, premium, cover limit and renewal date — filter by what renews this quarter, by entity, or by the person responsible.
Filter by quarter, entity or owner
Total annual spend at a glance
Certificates attached to every record
Who relies on it
Finance Director or FD
Owns the insurance programme. Sees all renewal dates, premiums and cover limits with lead time to review and renegotiate rather than renewing blind.
Operations or Office Manager
Manages certificates, documents and broker liaison. Wants a system that flags what is coming up before it arrives, not after it is due.
Business Owner or Director
Cannot afford to be briefly uninsured or miss an employers-liability lapse. Wants to be told in time to decide, not notified on renewal day.
What types of business insurance can ExpiryEdge track?
Any policy with an annual or periodic renewal date. This includes employers liability, public liability, professional indemnity, product liability, commercial property, fleet and motor, cyber and data, management liability (D&O), business interruption, and trade credit insurance. If it renews on a date, it belongs in ExpiryEdge.
How far in advance can I set renewal reminders?
You set reminder intervals per policy — typically 90, 60, 30 and 14 days before renewal. For policies where you want to go to market or brief a broker, a 90-day lead time gives room to request quotes and review coverage before the renewal date. For simpler renewals, 30 days may be enough.
Can I track certificates of insurance and proof of cover?
Yes. Each policy has a document vault where you upload the current certificate of insurance, schedule of cover and any endorsements. When a client, lender or regulator asks for proof of cover, you retrieve the current COI immediately — no chasing the broker for a replacement copy.
Can I track policies across multiple companies or entities?
Yes. If your business operates through multiple legal entities, subsidiaries or trading names, you can organise policies by entity. Each company’s cover is visible independently, and you can see an aggregated renewal calendar across the whole group in one dashboard.
Who gets the renewal reminder for each policy?
You assign each policy an owner, and the reminder goes to that person — finance for liability cover, facilities for property, the fleet manager for vehicles. You can copy additional recipients and escalate to a director if a renewal is not actioned, so no policy lapses because one person was on leave.
How quickly can I get set up?
Most teams are live in under 10 minutes. You can log each policy, its insurer, premium, cover limit and renewal date, upload the current certificate, set the owner and reminder lead time, and start receiving automated reminders. ExpiryEdge offers a 14-day free trial with full access — no credit card required.
Every policy tracked, every renewal planned, no gaps
Free to try. No credit card required.